Property Taxes

2020 Property Tax

Property taxes for 2020 are due July 2, 2020.  Any unpaid balances (including unclaimed Home Owner Grants) after July 2nd will have a one percent (1%) penalty applied on July 3rd and a four percent (4%) penalty applied October 1st. Commercial businesses have until September 30 to pay their taxes, and the penalty of five percent (5%) will be applied October 1st.

If you do not receive your notice by June 15th, please contact the Finance Department at finance@oliver.ca or 250-485-6203.

Register Online

You may view your property tax details online if you are a registered user.  If you received your property tax notice via email in a previous year, and have not made any changes to your account, you will automatically receive your notice by email however, you must link your account.  Please choose the Online Services page of our website to register.

If you have any questions please contact the Finance Department at 250-485-6203 or email finance@oliver.ca.

Change Address

The account number is linked to the property. If you have sold or purchased your property Land Titles will notify the Finance Department with the updated information.

If you require a mailing address change please fill out the Change of Contact Form online or at the Town Hall or email Finance at finance@oliver.ca.

Change Name or Title

Any changes related to title requires notifying the Kamloops Land Titles Office. You may contact a land title corrections officer or have these changes made by a notary or lawyer acting on your behalf.

Talk to a Land Title Corrections Officer at:

Kamloops Land Title Office

114-455 Columbia Street

Kamloops, BC V2C 6K4

Website

Tel: 1-877-577-5872

Fax: 1-250-371-3717

Starting May 2020 the Property Tax Deferment program launched a new online Property Tax
Deferment application to make deferring your taxes easier – eliminating the need for paper
forms and allowing you to auto renew your application directly with the Province of B.C. through eTaxBC.

The Province of B.C. offers two programs to allow you to defer all or part of your annual property taxes on your home. Under these programs, taxes are paid on your behalf by the Province, and are accrued along with simple interest set by the Minister of Finance.

You may defer all or a portion of your current year taxes on your principal residence after the amount of the Home Owner Benefit.  You cannot defer user fees for sewer, garbage and recycling.

Regular Property Tax Deferment Program

To qualify you must:

  • be either 55 years or older (only one spouse need be 55), widowed or disabled; and if you are
  • a Canadian citizen or permanent resident who has lived in BC for at least one year before applying for the deferment; and
  • have at least 25% equity in your home based on your assessment
Families with Children Deferment Program

This program is designed to assist families with children, particularly during those years where costs are higher.  To qualify you must:

  • sign a declaration that, at the time of application the applicant financially supported any child under the age of 18 in the calendar year; and
  • be a Canadian citizen or permanent resident who has lived in BC for at least one year before applying for the deferment; and 
  • have at least 15% equity in your home based on your assessment 

With both applications, if you have a mortgage on your property a copy of your mortgage balance must accompany the application.

 

How to Enrol In eTaxBC

As a current Property Tax Deferment client (or account holder), you will have a new Property
Tax Deferment (PTD) account number. Your current Property Tax Deferment account number
RG0123456 will be replaced with a new account number PTD-1001-1001. You will need to
use your new PTD account number going forward as the old account number will be invalid.

As of April 15, 2020, you will be able to review your account information by enrolling for
eTaxBC access, go to eTaxBC and click “Enrol Now”. You will need the following
information to enrol:

User Type Selection:             Access an Existing Account
Account Type:                        Property Tax – Deferment
New Account Number:         PTD-1001-1001
Letter Id:                                 L0123456789

How to Renew Your Existing Agreement

As of May 1, 2020 you will be able to renew your existing agreement online by web Property Tax Deferment Annual Renewal and Statement of Account.
You can also select auto-renewal and your account will be automatically renewed annually, if you still meet all the eligibility requirements.

Auto-renewing is easy and simple. Do not forget to claim your home owner grant.

If you have questions about eTaxBC, please call eTaxBC support at 1 877 388-4440, option 1.

If you have questions about the Property Tax Deferment program or the new online
application, please call 1 888 355-2700 toll free (in B.C.) or 250 387-0555 (outside B.C.), or
email taxdeferment@gov.bc.ca. You can also find more information on
website.

The Home Owner Grant (HOG) is a Provincial Government program designed to help homeowners with their property taxes.  HOG must have been claimed by the tax deadline, of July 2, 2020, to avoid the 1% penalty.  To obtain the grant you must complete an application form.  Completed applications may be submitted via email, fax or online.  Online Home Owner Grant service will be available once the property tax notices have been mailed by clicking on the Online Services.

If your mortgage company or other agent pays your property taxes, it is still your responsibility to claim the HOG and delivering it to the Town Office by the due date.

If you did not claim your HOG in 2019 and you were and still are living in your principle residence, you may be able to claim your grant retroactively.  This claim must be made before December 31, 2020 to be eligible.

Retroactive Home Owner Grant Form

 

There are two categories of grants which may reduce a home owner’s property taxes:

Basic Grant up to $770

To qualify for the basic grant you must:

  • be the owner (or a spouse/relative of the deceased owner) of the property
  • be a permanent resident of British Columbia
  • occupy the building on the tax notice as your principal residence
  • have not applied for or received a home owner grant on any other property in the Province during the calendar year; and no other person can have received a home owner grant on the property for the calendar year.
Additional Grant up to $275.00 for a total grant of $1,045

To qualify for the additional grant you must be:

  • age 65 or over; or
  • a person with disabilities or the spouse or relative of a person with permanent disability (your physician must complete a “Certificate of Person with Disabilities and Property Owner” (Form B); or
  • in receipt of a disability allowance or benefit under the Disability Benefits Program Act (you must enclose a letter from the Ministry of Human Resources confirming your eligibility)

Home Owner Grant Application Form 

Form B Disability Form

 

For additional information, please contact Home Owner Grant Administration at 1-888-355-2700 or www.gov.bc.ca/homeownergrant.

 

Notices are sent by mail in late May for the period of January 1 to December 31 of the current year.

  • If you haven’t received a tax notice by June 15, please contact the Property Tax Department at finance@oliver.ca or by phone at 250-485-6203
    • Not receiving a tax notice may occur due to a recent property purchase, if the notice was sent to the previous owner or mailed to an old address. If a property sale occurs during the year, taxes are adjusted by a notary or lawyer.
    • The Town of Oliver does not adjust taxes due to property sales.
  • Notices will include the municipal property tax portion, and, in some cases parcel taxes. Email finance@oliver.ca or call 250-485-6203 for questions regarding parcel taxes.
  • The notice will also include general taxes collected for other levels of government. For questions regarding other charges, please contact the corresponding organization below:
    • BC Assessment Authority: 1-866-825-8322
    • Municipal Finance Authority (MFA): 250-383-1181
    • Regional District of Okanagan-Similkameen (Hospital, RDOS, and 911): 250-492-0237
    • School (Province of BC): 250-590-0239
    • Sterile Insect Release Program (RDOS): 250-469-6187

The Town of Oliver charges an automatic 1% penalty on all current taxes outstanding as of July 3rd and a 4% penalty as of October 1st.  Commercial businesses have until September 30 to pay their taxes, and the penalty of five percent (5%) will be applied October 1st.

  • Unclaimed home owner grants are also considered late if not received by the tax due date and are subject to the 1% penalty if claimed after July 2nd and a 4% penalty if claimed after September 30th.
  • If after December 31, taxes are still not paid, further interest penalties are applied to the outstanding balances. Interest on outstanding balances is calculated at rates set quarterly by the Province of British Columbia. 

A tax rate is established by taking the total budget of the municipality that must be covered through taxation and dividing it by the total assessed value of all properties in their jurisdiction.

For example, if a municipality requires $30 million from taxation to cover its budget and the total assessed value of all properties within their jurisdiction is $8.9 billion, the tax rate is 0.00337.

Budget Need ÷ Assessed Value = Tax Rate

$30 million ÷ $8.9 billion = 0.00337

This rate is then used to calculate property taxes.

Tax Rate x Assessed Value = Property Taxes

0.0037 x $530,000 = $1,786.10

To find out specific tax rates, please visit the Province of BC Local Government Tax Rates website.

Current year’s Tax Rates Bylaws can be found here.

Property Tax Links

How do assessments impact taxes?

BC Assessment establishes property values and issues notices in January.

The Town of Oliver sets tax rates and issues notices in May.

These are two separate processes, but one does have an impact on the other.

How do I appeal my assessment?

You cannot appeal your property taxes; however, you can appeal your assessment by contacting the BC Assessment Authority:

Who do I call if I have more questions?

For inquiries or concerns regarding your assessment notice please contact the BC Assessment Authority or by phone 1-866-825-8322.

For inquiries or concerns about your property tax notice, please contact the Town of Oliver by email at finance@oliver.ca or phone 250-485-6203.

Mail

The Town office mailing address is Box 638, Oliver, BC V0H 1T0

Internet/Telephone Banking

You will need to add the Town of Oliver as a “payee” as follows:

  • Search for OLIVER (ensure it is Oliver, BC), then choose from the drop down for utilities or property taxes.
  • For Utilities enter the 13 digit account number (without spaces) shown on the top left hand corner of your utility bill located under the Town of Oliver phone and fax numbers.  
  • For Property Taxes, enter the 11 digit account number (without spaces) shown on top right corner of your property tax notice. 

If you are making payments online, please insure that you are paying the correct account (Utilities versus Property Taxes) and the correct account number.  Misallocated payments will only be corrected on a one-time basis. Subsequent payment adjustments will be subject to a $25.00 administration fee.

The Town does not consider a postmark or a teller stamp as proof of payment.

Cash, cheques and debit cards are accepted  
Credit cards are not accepted
*New* E-Transfer now accepted 

Add Town of Oliver as a New Recipient

  • Send by email to finance@oliver.ca
  • Security question and answer – use Oliver for both

*The Town of Oliver is registered for Autodeposit and will not need to answer a security question to deposit funds.

  • *IMPORTANT* – The message must include the following to ensure your payment gets applied to the correct account:

     – 13 digit Utility account number, or

     – 11 digit Property Tax folio, or

     – Invoice number, for Business Licence and Accounts Receivable

     – Please include a contact email address

For detailed instructions, click here or contact the Finance Department.

 
Pre-Authorized Payments

Prepayments for the 2021 property taxes will commence in August of 2020.  Pre-authorized payments for outstanding utility bills are also available. For additional information on setting up your account Click Here.

The purpose of the Town’s tax exemption bylaws are to exempt properties specified in the bylaw from paying all or a portion of the municipal portion of property taxes.  Properties owned by the municipality or other levels of government and used for public purposes are 100% exempted under the Community Charter. 

Other properties are generally exempted only for buildings and the land directly beneath the footprint of the building.  It has been Council’s practice to also provide permissive tax exemptions to all of the land surrounding these types of properties.

In order for a property to be considered for exemption from taxes the property must be included in the Permissive Tax Exemption Bylaw.  Council of the Town of Oliver has adopted a Permissive Tax Exemption Policy  which outlines criteria and decisive factors for review of granting tax exemptions that will consistently be applied to all applications.  The current tax exemption bylaw is in effect for the year 2020.

A new intake of applications and renewals is now open with an application deadline of July 31, 2020.  The new intake will be for the year 2021 through 2023.

Permissive Tax Exemption Bylaw can be found here.

Permissive Tax Exemption Policy

Permissive Tax Exemption Application

Community Charter Section 224

Council has established a revitalization tax exemption program to provide relief from certain municipal property taxes for eligible development projects.  

Revitalization Tax Exemption Bylaw can be found here.

Tax Sale Auction
  • The Town is required by the Local Government Act to sell at Tax Sale all properties whose taxes have not been paid for 3 years.
  • Tax sales in BC are conducted on the last Monday in September at 10:00 am for any properties with delinquent taxes outstanding.
  • The Local Government Act requires the Town to advertise tax sale properties in two issues of a local newspaper.
  • All property sales are “as is” without warranty or guarantee by the Town of Oliver.
  • The Local Government Act gives the Collector authority to sell a property. The minimum bid is the amount of the Upset Price which consists of:
    • all outstanding taxes plus
    • penalties plus
    • interest + 5% tax sale costs + Land Title Act fees.
  • If no bidding takes place within three calls by the Collector (auctioneer), the Town is declared the purchaser at the upset price.
Redemption
  • In order to buy back your property after it’s been sold in a tax sale, you have one year from the date of tax sale to do so. You’ll need to pay:
    • The upset price (see breakdown above)
    • All costs for maintenance of the property
    • Taxes advanced by the purchaser
    • Interest, on the purchase price, from the tax sale date to the date of redemption
  • When property is sold at an annual tax sale under the Local Government Act, all rights held by persons who, at the time of the tax sale, were an owner of the property or the registered owner of a registered charge on the property, immediately cease to exist, except as follows:
    • The right of redemption
    • The right to bring an action to set aside the Tax Sale
    • The right to possession
  • During the redemption period, the registered owner at the time of the tax sale retains the right to possession, and may reside at the property for up to one year from the date of the tax sale.  The purchaser has the right to enter the property only to maintain it in a proper condition and to prevent waste during this period.

Property Not Redeemed

  • If a property sold at tax sale is not redeemed, the Collector registers the purchaser as the new owner with the Land Titles office. This cancels all previous registered charges, except for those set out in the Land Title Act.

 
For more information about the annual municipal tax sale, please refer to the Local Government Act, part 16, sections 645-672 and the  Local Government website.
 
 

2020 Tax Sale 

As advertised in the Times-Chronicle on September 16 and September 23, 2020, as per legislated requirements.
 
**Bidders must have Photo ID, Social Insurance Number and must have in their possession certified funds at the time of the auction. 
 

Date:          Monday, September 28, 2020 at 10am  (Doors open at 9:30am)

Location:   Frank Venables Theatre, 6100 Gala Street

Payment:   Acceptable forms of payment include: certified cheque, bank draft or

Interac e-Transfer.  (cash, debit and credit cards are not accepted.)

COVID-19:  Protocols are in place and contact tracing information MUST be provided.

 

Properties on the tax sale list as of September 25, 2020:

Please check back to the Town’s website as this list will be updated prior to the tax sale.

Folio Number    Legal Description                                                  Street Address        Upset Price

555.00058.000    Lot 11, BL 7, DL 2450S, 012-430-277                  6262 Main Street     $7,117.07

555.05596.035    Lot 7, PL KAP27595, DL 2450S, 004-760-417    5886 Fairview PL      $8,630.51

 

For further information, please contact Marcus Lebler at 250-485-6208 or email: finance@oliver.ca


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